https://www.covenantchambers.com/articles daily 0.75 2026-02-25 https://www.covenantchambers.com/articles/understanding-patent-licence-agreements-in-singapore-a-legal-guide monthly 0.5 2026-02-12 https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/75b80518-a781-432b-97e2-51110a25ab6e/Ronald+JJ+Wong+-+Profile.jpg Articles - Understanding Patent Licence Agreements in Singapore – A Legal Guide - Ronald JJ Wong Deputy Managing Director https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/fe812303-c022-466f-92c1-b92ab663b917/Stuart+Peter+-+Profile.jpg Articles - Understanding Patent Licence Agreements in Singapore – A Legal Guide - Stuart Peter Associate Director https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/0500d437-6bad-4e6c-a305-ad6ae0a0aae0/James+Tan+-+Profile.jpg Articles - Understanding Patent Licence Agreements in Singapore – A Legal Guide - James Tan Counsel https://www.covenantchambers.com/articles/workplace-fairness-dispute-resolution-bill-passed-employment-discrimination-action monthly 0.5 2025-12-15 https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/75b80518-a781-432b-97e2-51110a25ab6e/Ronald+JJ+Wong+-+Profile.jpg Articles - Workplace Fairness Dispute Resolution Bill Passed: Employment Discrimination Action - Ronald JJ Wong Deputy Managing Director https://www.covenantchambers.com/articles/singapore-introduces-a-landmark-new-online-safety-relief-and-accountability-law monthly 0.5 2025-11-07 https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/75b80518-a781-432b-97e2-51110a25ab6e/Ronald+JJ+Wong+-+Profile.jpg Articles - Singapore Introduces a Landmark New Online Safety (Relief and Accountability) Law - Ronald JJ Wong Deputy Managing Director https://www.covenantchambers.com/articles/case-update-landmark-appeal-cab-clarifies-key-competition-law-principles-in-cccs-price-fixing-decision monthly 0.5 2025-11-05 https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/75b80518-a781-432b-97e2-51110a25ab6e/Ronald+JJ+Wong+-+Profile.jpg Articles - Case Update: Landmark Appeal– CAB Clarifies Key Competition Law Principles in CCCS Price Fixing Decision - Ronald JJ Wong Deputy Managing Director https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/0500d437-6bad-4e6c-a305-ad6ae0a0aae0/James+Tan+-+Profile.jpg Articles - Case Update: Landmark Appeal– CAB Clarifies Key Competition Law Principles in CCCS Price Fixing Decision - James Tan Counsel https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/fe812303-c022-466f-92c1-b92ab663b917/Stuart+Peter+-+Profile.jpg Articles - Case Update: Landmark Appeal– CAB Clarifies Key Competition Law Principles in CCCS Price Fixing Decision - Stuart Peter Associate Director https://www.covenantchambers.com/articles/case-note-symphony-holdings-limited-v-skins-ip-limited-2025-sgipos-3-good-faith-in-trade-mark-registrations monthly 0.5 2025-09-17 https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/75b80518-a781-432b-97e2-51110a25ab6e/Ronald+JJ+Wong+-+Profile.jpg Articles - Case Note: Symphony Holdings Limited v Skins IP Limited [2025] SGIPOS 3 - Good faith in trade mark registrations - Ronald JJ Wong Deputy Managing Director https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/fe812303-c022-466f-92c1-b92ab663b917/Stuart+Peter+-+Profile.jpg Articles - Case Note: Symphony Holdings Limited v Skins IP Limited [2025] SGIPOS 3 - Good faith in trade mark registrations - Stuart Peter Associate Director https://www.covenantchambers.com/articles/employers-of-record-in-singapore-a-critical-overview monthly 0.5 2026-01-07 https://www.covenantchambers.com/articles/covenant-chambers-welcomes-former-drew-amp-napier-director-ng-pei-tong-strengthening-firms-corporate-finance-and-corporate-and-commercial-transaction-practice monthly 0.5 2025-01-28 https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/44199c3f-2fdb-42dc-a0d5-ac1a219ede8f/Ng+Pei+Tong+-+Profile.jpg Articles - Covenant Chambers Welcomes Former Drew & Napier Director Ng Pei Tong, Strengthening Firm’s Corporate Finance And Corporate And Commercial Transaction Practice - Make it stand out Ng Pei Tong, Director https://www.covenantchambers.com/articles/case-update-court-of-appeal-clarifies-framework-on-forfeiture-of-deposits monthly 0.5 2024-12-18 https://www.covenantchambers.com/articles/covenant-chambers-welcomes-renowned-legal-practitioner-edwin-sim-as-director monthly 0.5 2024-10-02 https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/67a81a19-a0d3-48e9-9b40-bff419ad3c60/CCportraits2024-Edwin_websize.jpg Articles - Covenant Chambers Welcomes Renowned Legal Practitioner Edwin Sim as Director Covenant Chambers is pleased to announce the appointment of Edwin Sim as Director, effective October 1st, 2024. With over two and a half decades of experience in dispute resolution, Edwin brings a wealth of expertise to the firm. He has deep expertise and experience in construction & engineering disputes, having acted for listed companies and other major industry players in multi-million-dollar litigations, arbitrations, and SOPA claims. He is also well-versed in property-related disputes and a trusted advisor to many notable property management companies and MCSTs. He has also handled complex commercial and trust disputes, most recently successfully representing a group of claimants in the High Court and Appellate Division in claims involving express and common intention trust issues with quantum in excess of $20 million. Edwin's reputation as a skilful advocate is evident in his role as a senior advocacy trainer with the Law Society of Singapore's Advocacy Committee. He has been invited to conduct advocacy training locally and internationally for more than ten years, including as a senior trainer in the Medical Expert Witness Training course and a graduate of the Advanced Trial Advocacy course. Edwin has also successfully resolved many conflicts through mediation both as counsel and as a mediator. He is an accredited mediator with the Singapore International Mediation Institute and is appointed to the panel of the Law Society Mediation Scheme. He also volunteers as a Community Mediator appointed by the Ministry of Law’s Community Mediation Centre. Edwin's appointment to Covenant Chambers reaffirms the firm's dedication to providing excellent legal services to its clients. His extensive experience and deep understanding of the legal landscape will undoubtedly strengthen the firm's capabilities. Please join us in extending a warm welcome to Edwin Sim. https://www.covenantchambers.com/articles/case-update-high-court-grants-rare-application-for-grant-pendente-lite monthly 0.5 2024-09-03 https://www.covenantchambers.com/articles/case-note-crapper-ian-anthony-v-salziman-bin-abdullah-2024-sgca-21 monthly 0.5 2024-07-11 https://www.covenantchambers.com/articles/cryptocurrency-and-digital-assets-legal-disputes-in-singapore monthly 0.5 2024-07-03 https://www.covenantchambers.com/articles/the-ultimate-guide-to-starting-and-running-a-business-in-singapore monthly 0.5 2024-09-05 https://www.covenantchambers.com/articles/jurisdictional-objections-a-guide monthly 0.5 2024-06-18 https://www.covenantchambers.com/articles/enforcement-of-website-terms-of-use-and-incorporation-of-terms-in-online-transactions monthly 0.5 2024-06-03 https://www.covenantchambers.com/articles/singapore-high-court-decided-in-exceptional-case-that-directors-were-not-liable-for-breach-of-fiduciary-duty-despite-competing-with-plaintiff-company monthly 0.5 2024-06-03 https://www.covenantchambers.com/articles/unilateral-amendments-to-contracts monthly 0.5 2024-06-03 https://www.covenantchambers.com/articles/covenant-chambers-welcomes-former-rajah-and-tann-partner-khelvin-xu monthly 0.5 2024-02-03 https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/7d7f8b81-217e-4481-8691-178a5b576ece/Khelvin+Xu Articles - Covenant Chambers Welcomes Former Rajah & Tann Partner Khelvin Xu, Bolstering Expertise in Complex Commercial Disputes Covenant Chambers is pleased to announce the appointment of Khelvin Xu as Director, effective February 2nd, 2024. Khelvin joins the firm after leaving Rajah & Tann Singapore as Partner. He comes with a formidable reputation in commercial litigation, and is particularly adept at navigating complex and cross-border disputes, especially those involving technology elements. Khelvin possesses extensive experience before the Singapore Courts, and in international and domestic arbitration, having honed his skills across numerous multifaceted cross-border matters. His deep understanding of commercial disputes, coupled with his proven talent for strategic guidance, promises to be invaluable to Covenant Chambers' clients. https://www.covenantchambers.com/articles/corporate-shareholder-disputes-in-singapore-minority-oppression-breach-of-directors-duties-winding-up monthly 0.5 2024-06-03 https://www.covenantchambers.com/articles/personal-data-protection-act-for-businesses monthly 0.5 2024-06-03 https://www.covenantchambers.com/articles/employer-found-liable-for-injuries-suffered-by-worker-alighting-from-lorry monthly 0.5 2023-09-25 https://www.covenantchambers.com/articles/can-an-emoji-amount-to-assent-or-acceptance-of-an-offer monthly 0.5 2023-07-25 https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/d27a8ff7-8af6-4066-9981-674fe859345c/Thumbs+Up+Emoji+Acceptance+of+Offer.jpeg Articles - Can a thumbs-up emoji amount to assent or acceptance of an offer? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/7f724d98-eea8-4e68-bbd8-f2c90537ed7a/Thumbs+Up+Emoji.jpg Articles - Can a thumbs-up emoji amount to assent or acceptance of an offer? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.covenantchambers.com/articles/why-litigants-should-pay-close-attention-to-the-text-of-court-documents monthly 0.5 2023-08-08 https://www.covenantchambers.com/articles/estate-litigation-what-to-do-when-you-have-not-received-your-inheritance monthly 0.5 2023-05-16 https://www.covenantchambers.com/articles/what-should-i-do-if-i-or-my-loved-ones-have-dementia monthly 0.5 2023-05-09 https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/f57f56a7-7207-413a-ab4e-d94f2b7e91d4/pexels-mario-wallner-15937479.jpg Articles - What Should I Do if I or my Loved Ones Have Dementia? In Singapore, 1 in 10 people above the age of 60 suffers from dementia. As our population ages, the number of people projected to be living with dementia is estimated to increase to 152,000 by 2030. [1] A diagnosis of dementia can be a challenging and stressful experience for both the person with the condition and their caregivers, as the patient may lose the ability to make his or her own decisions over time. The patient and their family members can often be at a loss for what to do in such a situation. Our Director Wilbur Lua and Associate James Tan share some pointers from a legal perspective. https://www.covenantchambers.com/articles/estate-litigation-contesting-the-validity-of-a-will monthly 0.5 2023-04-06 https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/1661841793368-3URNK7PTJ29EHQ26QJLI/Lee+Ee+Yang+-+Profile.jpg Articles - Estate Litigation: Contesting the validity of a will Lee Ee Yang Managing Director eeyang.lee@covenantchambers.com https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/1661842117825-W6UOYJOOKQF551SC7OKW/Charis+Wong+-+Profile.jpg Articles - Estate Litigation: Contesting the validity of a will Charis Wong Associate Director charis.wong@covenantchambers.com https://www.covenantchambers.com/articles/are-third-party-litigation-funding-agreements-enforceable monthly 0.5 2023-03-30 https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/1661841793368-3URNK7PTJ29EHQ26QJLI/Lee+Ee+Yang+-+Profile.jpg Articles - Are Companies in Liquidation allowed to enter into Third-Party Litigation Funding Agreements? Lee Ee Yang Managing Director eeyang.lee@covenantchambers.com https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/1cf1da46-0389-4ddc-86c3-5bd54de27681/Sara+Ng.jpg Articles - Are Companies in Liquidation allowed to enter into Third-Party Litigation Funding Agreements? Sara Ng Associate Director sara.ng@covenantchambers.com https://www.covenantchambers.com/articles/case-update-high-court-declares-procedurally-irregular-cpf-nomination-to-be-legally-valid monthly 0.5 2023-03-08 https://www.covenantchambers.com/articles/case-update-high-court-appeal-seized-monies monthly 0.5 2023-01-31 https://www.covenantchambers.com/articles/case-update-high-court-clarifies-scope-of-marital-communications-privilege monthly 0.5 2023-01-19 https://www.covenantchambers.com/articles/wrapping-up-the-year-in-tech-crypto-and-digital-assets monthly 0.5 2023-01-11 https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/d3cbe23e-ec24-4c75-9db2-8a9e0a14975f/pexels-rodnae-productions-8370752.jpg Articles - Wrapping up the Year in Tech, Crypto and Digital Assets 2022 was a challenging year for digital assets; From the Terra Luna crash in March 2022, to the recent crash of FTX, which took both individuals and major institutional investors by surprise, it has become clear that the issues and risks that present themselves in the industry warrant a re-examination of the approaches we take when viewing digital assets. To end off the year, we take a look at some of these issues and risks, as well as some of the things that can be done to manage these as a consumer or investors. https://www.covenantchambers.com/articles/fiduciary-duties monthly 0.5 2022-12-14 https://www.covenantchambers.com/articles/a-smartlaw-firm monthly 0.5 2022-11-22 https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/1663724955486-EBHUNA0ZXKVMB6D65Y7S/workingonalaptop.jpg Articles - A SmartLaw Firm https://www.covenantchambers.com/articles/2022-fintech-laws-and-regulations-in-singapore monthly 0.5 2022-11-10 https://www.covenantchambers.com/articles/case-note-on-claiming-for-emotional-distress-in-pdpa-breaches monthly 0.5 2022-11-01 https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/1666342391043-5LGNT1AJJ4ITCNSYTQAD/Pexel+Thumbdrive+Image.jpg Articles - Individuals may sue for breach of PDPA for emotional distress - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.covenantchambers.com/articles/legal-life-cycle-of-a-business monthly 0.5 2022-11-10 https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/1663639758300-T0J2ZBDN082N815Q3T7B/Legal+Life+Cycle+of+A+Business.png Articles - Legal Life Cycle of a Business 1. Founding: At this stage, a business will be registered. The appropriate legal form needs to be adopted (e.g., private company limited by shares, limited liability partnership, partnership, sole proprietorship). The legal form will mainly affect the personal liability of shareholders/partners, tax liability & financing/fundraising options. The founders should have certain constitutional documents drawn up to govern their internal relationships, set expectations, incentivize long-term growth & development, and set boundaries to prevent a bitter divorce. 2. Seed As the start-up begins business and grows, it will deal with various third parties e.g., customers, suppliers, landlords, consultants, independent contractors/freelancers, and employees. It may need external financing beyond founders’ bootstrapping. Seed investors may come in as lenders or shareholders. 3. Maturity As the business matures, the business will need more financing to expand its operations and market. Profits may be distributed to shareholders. At this stage, the business may also begin to acquire other businesses for strategic and commercial purposes. 4. Realisation/Liquidation The business also eventually becomes a listed public company through an IPO or itself be acquired. Or if a business fails and becomes insolvent or the shareholders are unable to continue to operate the business together, the business may eventually be liquidated through voluntary or involuntary winding up. In conclusion, the legal life cycle of a business has many key pointers to note, and the list below is not exhaustive. If you wish to seek advice on any of the above matters, kindly contact us at info@covenantchambers. https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/1665125632687-LMSOEA91R45HJGTLV23P/LLC+-+Corporate.png Articles - Legal Life Cycle of a Business - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/1665123435781-LXF3V91X1ZSOIDSQGRVU/LLC+-+Financial.png Articles - Legal Life Cycle of a Business - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/1665123476090-1K4D3RJFOP9I8EY1A9HA/LLC+-+Commercial.png Articles - Legal Life Cycle of a Business - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/1665123527684-X51QBMFQJ7ZMKGQ2I5EO/LLC+-+Human+Resources.png Articles - Legal Life Cycle of a Business - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/1665123501600-CX28YZ6IEDY9QQ13SJ21/LLC+-+Regulatory.png Articles - Legal Life Cycle of a Business - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.covenantchambers.com/articles/can-i-sue-my-doctor monthly 0.5 2022-11-10 https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/1665108372880-RHXVPJETW22KQQQGXKAW/doctor-medical-negligence.jpg Articles - Can I Sue My Doctor? I have been practising in the area of medical negligence since my early days as a lawyer. I have acted for doctors, healthcare institutions and also patients. In this write-up, I hope to share a couple of insights on this area of practice and perhaps clarify some misconceptions. https://www.covenantchambers.com/articles/the-law-on-art-copyright-and-intellectual-property-in-singapore-4 monthly 0.5 2022-11-10 https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/1661825527273-K2L10QDW3LFNP1FIB4ZN/IP+Art+-+Trademarks.png Articles - The Law on Art, Copyright, and Intellectual Property in Singapore (Part 4 - Trade marks) - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/1657623595074-B1A6LD1J9TPRH284P8M8/Picture1+logo.png Articles - The Law on Art, Copyright, and Intellectual Property in Singapore (Part 4 - Trade marks) - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/1657623627453-OBPZTC9Y7TRXBDHXV7QI/Picture2+logo.png Articles - The Law on Art, Copyright, and Intellectual Property in Singapore (Part 4 - Trade marks) - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/1657623646830-Y64TE27N74RUC12GUE9I/Picture3+logo.png Articles - The Law on Art, Copyright, and Intellectual Property in Singapore (Part 4 - Trade marks) - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/1657622958806-6MR89PSSE6B8LM7QHQRB/Picture4+logo.png Articles - The Law on Art, Copyright, and Intellectual Property in Singapore (Part 4 - Trade marks) - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.covenantchambers.com/articles/the-law-on-art-copyright-and-intellectual-property-in-singapore-3 monthly 0.5 2022-11-10 https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/1661825489442-9TDYO357RNTS8WZHS6P2/IP+Art+-+Performer+Rights+Industrial+Design+Rights.png Articles - The Law on Art, Copyright, and Intellectual Property in Singapore (Part 3 - Performers’ Rights and Industrial Design Rights) - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.covenantchambers.com/articles/the-law-on-art-copyright-and-intellectual-property-in-singapore-2 monthly 0.5 2022-11-10 https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/1661825451162-IO4GVQJIN92OI69SETZD/IP+Art+-+Copyright.png Articles - The Law on Art, Copyright, and Intellectual Property in Singapore (Part 2 - Copyright) - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.covenantchambers.com/articles/the-law-on-art-copyright-and-intellectual-property-in-singapore-1 monthly 0.5 2022-11-10 https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/1661824687243-ZK28IBKGFOCOJ57IHO3W/IP+Art+-+Patents.png Articles - The Law on Art, Copyright, and Intellectual Property in Singapore (Part 1 - Patents) - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.covenantchambers.com/articles/case-note-high-court-analyses-reasonableness-of-non-solicitation-of-employees-and-non-compete-clauses monthly 0.5 2022-10-21 https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/1658798526316-81BTBXJEH4DDQ0HDBNBS/Contract.jpg Articles - Case Note: High Court analyses reasonableness of non-solicitation of employees and non-compete clauses - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.covenantchambers.com/articles/crypto-asset-recovery-in-fraud-cases-after-police-seizure monthly 0.5 2022-10-21 https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/1658299872487-IPZ0WJM7YPXCJJ982PIT/finance-g02be3bc4f_1280.jpg Articles - Crypto Asset Recovery in Fraud Cases After Police Seizure - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.covenantchambers.com/articles/high-court-appoints-relatives-of-dementia-patient-as-deputies-after-fierce-legal-content-with-patients-friends monthly 0.5 2023-03-14 https://www.covenantchambers.com/articles/digital-assets-in-the-metaverse-of-madness monthly 0.5 2022-10-21 https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/1658299560659-XG4HGAU9Y922BSXULT2D/cryptocurrency-g31815ab95_1280.jpg Articles - Digital Assets in the Metaverse of Madness - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.covenantchambers.com/articles/director-ronald-wong-quoted-in-the-business-times-crypto-space-regulation-article monthly 0.5 2022-08-05 https://www.covenantchambers.com/articles/leaving-behind-digital-assets-as-inheritance-in-will-estate monthly 0.5 2022-10-21 https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/5e7c208e-bee0-46e9-a589-f1c08b425575/bitcoin-gcca006694_1280.jpg Articles - Leaving behind digital assets as inheritance in Will / Estate - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.covenantchambers.com/articles/case-update-singapore-high-court-on-what-constitutes-confidential-information monthly 0.5 2022-10-06 https://images.squarespace-cdn.com/content/v1/614400e30bc14e4658661983/1658213741096-CKL12IT8UJNV10AW0SSJ/pexels-mikhail-nilov-7534110-copy.jpg Articles - 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